Eugene Say, a second-year student at the SMU Lee Kong Chian School of Business and student trainer in the SMU-Citi Financial Literacy Programme for young adults, shared his thoughts on how the key to finding some comfort and peace in today's financial environment was to adopt the habit of saving, together with a view to incurring less debt. This would be possible only by reinforcing good decision-making skills when it comes to one's finances. He said that the act of saving money is the most fundamental financial discipline everyone should master, regardless of age and financial status. Mr Lee also advocated responsibility in using credit. He urged young Singaporeans to redefine wealth, happiness and success and cited a survey by OCBC Bank to show that, encouragingly, Singaporeans are shifting their focus towards intangibles defined by non-monetary values.
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